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Who Is Eligible for Social Security Disability?

No Comments 09 August 2011

Who Is Eligible for Social Security Disability?

Who Is Eligible for Social Security Disability?


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Home Page > Health > Who Is Eligible for Social Security Disability?

Who Is Eligible for Social Security Disability?

Posted: Sep 19, 2010 |




There are several questions the Social Security Administration asks when determining whether an individual is disabled or not. The definition of disabled is different under Social Security than under other programs, as Social Security give benefits only in cases of full disability. There are no payable benefits for partial or short term disability.

Disabled under Social Security is based on an inability to work. An individual is considered disabled by SSA rules if he/she cannot perform the same line of work as before, cannot adjust to other work because of a debilitating medical condition(s), and the disability has lasted or is expected to last for at least one year or to result in death.
To decide if a person is disabled, Social Security uses a series of five questions:

– First, are you working? If you are working in the current calendar year and earn more than one thousand dollars per month on average, you generally cannot be considered disabled.

– Second, is your condition severe? Your condition must interfere with basic work related activities for the claim to be considered.

– Third, is your condition found in the list of disabling conditions? These conditions are listed on the SSA website. For each of the major body systems there are specific conditions considered so severe they automatically deem you as disabled. If your condition is not on the list, the Social Security Administration will utilize other means to determine your eligibility for benefits.

– Fourth, can you do the work you did previously? If you have a severe condition but not the same or equal level of severity as a medical condition on the list, then the SSA will determine if your condition interferes with your ability to do the work you had done prior to the condition. If it does not, your disability claim will most likely be denied.

– Fifth, can you do any other type of work? If you are unable to do the work you have done in the past, the SSA will see if you are able to adjust to another line of work. They will consider education, past work experience, medical condition and age as factors, as well as transferable skills you may have. If it is found you cannot adjust to other work, it is probable that your claim will be approved. If it is deemed that you can adjust to other work, your claim will be denied.

These are the most common ways in which one is able to qualify for Social Security Disability benefits. However, the SSA publishes a list of special cases on their website. These include special rules for people who are blind or have low vision, benefits for widows or widowers who are disabled, benefits for children who are disabled, and benefits for Wounded Warriors.

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About the Author:

Eugene Watson specializes in writing about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). He spends his time researching and commenting on various aspects of Social Security Disability law.

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Eugene Watson specializes in writing about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). He spends his time researching and commenting on various aspects of Social Security Disability law.

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A Practical Guide to Social Security Disability

No Comments 12 June 2011

A Practical Guide to Social Security Disability
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Application Process for Social Security Disability

No Comments 20 April 2011

Application Process for Social Security Disability

Application Process for Social Security Disability


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Home Page > Law > Application Process for Social Security Disability

Application Process for Social Security Disability

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Posted: Jul 29, 2010 |Comments: 0
| Views: 193 |



For everybody who is making an application for Social Security Disability or SSI in, you should probably be aware what you really are up against. Even though Social Security is known as a national program, there are actually variations in processing times by state. In this case we are going to go over the standard disability application,

Applying for Social Security Disability in? There is several steps during this process you must know about. Social Security Disability, also known as SSDI, is known as a federal program operated by way of the Social Security Administration. The particular wait times for each and every phase fluctuate and even differ by state. This is just what can be expected for.

Initial Application Level

Step one is the disability application. For anybody who is in considering to apply for Social Security Disability, the particular process is simple. You’ll want to come to a decision if you are planning to submit an application by yourself or by using a disability advocate or disability attorney. If you are not certain what direction to go, contact the Social Security Disability Center and our free of charge disability consultation will assist to answer the questions you have.

When you first apply it will take roughly 3-5 months before you discover if you are accepted or denied. We have found that people who at first make an application employing an expert advocate or attorney definitely will considerably increase your chances of approval. Why? It’s due to the fact they will help you stay away from typical mistakes first time applicants make, we’ve submitted several thousand applications in.

Reconsideration Level

Your Social Security Disability application Social Security Disability application was denied, now what? In around 70% of disability applications usually are denied initially. A person will have 60 days in order to file an appeal for the purpose of reconsideration to the Social Security Administration (SSA). In case you don’t file the appeal within the given amount of time a person will have to start from scratch and wait another 3-5 months.

The reconsideration level has tight approval guidelines, virtually 85% of appeals are generally denied. Should you be considering an appeal it’s recommended you get assistance. If you are not seeing a physician, start; for anyone who is not being represented by an attorney or disability advocate, find one. A large number of disability claims take about 3-5 months in order to process.

Exactly why is it vital that you be represented at this level? Time is actually the answer. You now have been in the task of getting Social Security Disability for approximately six – ten months. Should you lose your appeal during the reconsideration level the next period the SSA offers you an answer on your claim will probably be in 18 months, one and a half years. Because of this , it is critical to get all of your documents, medical related documents, journals, physician endorsement, etc. in correct order prior to submit them to the Social Security Administration for ones appeal.

Hearing Level

The hearing level has good and bad news. The good If you were denied throughout the Reconsideration level, which can be quite probable, the Hearing level has higher than average percentage approval rate. If you’ve been making use of a disability advocate or disability attorney, typically the approval rate is up to around 85%-90%. The bad It comes with an increase in the actual wait time. From the time one submit an individual’s appeal right up until the moment you get your decision from the SSA, often the normal wait can be eighteen months. It is typical for many disability applicants to wait nearly one year in order to get the hearing scheduled. As soon as an individual have your hearing date it is essential for you to appear to the hearing regardless of what comes up. In specific situations a person may be able to work along with the Social Security Administration to get the hearing date to a sooner time, this can be a specific thing your disability advocateor disability attorney will help you with.

Should you be refused in the Reconsideration level, which unfortunately may well happen, the hearing level offers the greatest chance of approval. Those disability applicants who reach this point, possess a respectable claim, and represent theirselves at the hearing may have around a 60-70% chance of qualifying. Individuals that employ legal counsel often have around 85-90% chance of qualifying.

Appeals Level

Should your claim is refused during the hearing level, it is possible to appeal the decision at the national level. Having said that, the wait will probably be incredibly extended. Typically ones claim will be remanded back to the judge for another look, amongst other things. This stage, especially the Federal District Court, could possibly take years to present a decision. It might be faster to reapply and start the process all over again.

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At Social Security Disability Center we are proud of the reality that we’re aiding individuals get back on their own feet, and assisting these people make ends meet. Quite a few individuals can easily go back to work after getting <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=”http://www.disabilitysocialsecurityinfo.com/”>Social Security Disability Advocate</a>. After qualifying for medical help, they can have the treatment they really need to get back to work.<a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=”http://www.disabilitysocialsecurityinfo.com/”>Social Security Di

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How does receiving Disability affect my Social Security benefits later in life?

2 Comments 08 April 2011

Question by suzjoy: How does receiving Disability affect my Social Security benefits later in life?
I started getting Disability in my 50s, and am now 61. I receive just Disability (not SSI), and am wondering what happens at age 65? Do I start receiving regular SS, and does it end earlier than if I hadnever gotten Disability?? Thanks.

Best answer:

Answer by little78lucky
If you are receiving Social Security disability benefits when you reach full retirement age, those benefits will be converted to retirement benefits.

Know better? Leave your own answer in the comments!

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Social Security Disability: The Future of the System

No Comments 23 October 2010

Social Security Disability: The Future of the System

Becoming disabled before retirement can be a huge financial blow. In addition to having to deal with medical bills and lost income, Northwestern Mutual states that a two-year disability at age 50 can reduce total investment accumulation by 30% at the time of retirement. The Social Security Administration (SSA) says that three out of every ten workers will become too disabled to work before they reach retirement age. Further, 7.8 million people received Social Security disability benefits last year according to SSA in its publication “Workers Insured for Social Security Benefits, 2010.” For most people, knowing that SSA provides disability benefits is a comfort. Few of us, however, know who is covered, how this safety net is funded, or how to apply for benefits if we need assistance.

Where do disability benefits come from? Disability benefits are paid by SSA from two similar sources, SSDI and SSI. In general, if you have worked and paid into the Social Security system for the required number of quarters and are suffering from a severe disability that prevents you from working, you can apply for SSDI benefits. You pay premiums for national disability coverage with every paycheck earned over your working life. However, if you have not worked for a long time, your coverage can lapse. If it does, you no longer qualify for SSDI and must apply for SSI.

SSI covers individuals who are not covered by SSDI, such as severely disabled individuals who simply cannot work, young people who did not work long enough before the onset of their disability to qualify for SSDI, and individuals who stopped working for whatever reason and allowed their coverage to lapse before applying for disability benefits. SSDI and SSI make payments to people who have not yet reached retirement age. After retirement, payments are continued under Old Age, Survivors, and Disability Insurance (OASDI).

How is Social Security funded? According to SSA, most Social Security funds come from payroll taxes paid by employers and employees. Additional income comes from interest earned by the Social Security trust funds and from an income tax paid by about one-third of beneficiaries on their Social Security benefits. In 2009, the two Old-Age and Survivors Insurance and Disability Insurance Trust Funds collected 7.5 billion in revenues, which means that at the moment, Social Security is paying for itself.

In order to apply for disability benefits, you must present medical records and a medical history giving a diagnosis of your condition and demonstrating that you will be unable to earn a living for at least 12 months or that your condition is expected to end in death. 75% of applicants are turned down at their initial hearing. 90% of applicants are turned down at their first appeals hearing.

While it is permissible to represent yourself at these hearings, it is often much less stressful and success is more likely if you allow a trained Social Security disability lawyer or other knowledgeable professional to assist you in preparing and presenting your disability case.

Despite the hurdles to receiving disability benefits, most Americans are grateful it exists and don’t understand why it is being questioned. Reasons include the fact that more and more Americans are reaching retirement age, qualifying for Social Security, and are living much longer lives than people did 60 years ago. There are also many more disability claims as the population ages. Finally, the national deficit is increasing at an alarming rate, and our representatives are looking for ways to trim the budget to pay that debt.

Almost 20% of the national budget is allocated to Social Security, making it a high-profile target for budget cuts. There is no question that the federal budget must be cut. The problem is what to cut and who it will affect. We cannot help but hope that Congress will not flip the bill upon those among us with the least means to cope.

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Eugene Watson specializes in writing about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). He spends his time researching and commenting on various aspects of Social Security Disability law.

You’ve got a job interview, but suddenly you’re in the minority. A tale worthy of the “Twilight Zone” with a disability twist.
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